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do you have a credit report if your 18?

Friday, January 20, 2012

Question by Barry: do you have a credit report if your 18?
hi… im 18, never owned a house or had debt with big companies… why do i keep getting spam emails offering my… “credit report”… im like… EFF you i aint… got one… urrg… do i have a credit report??
thank you second guy… yeah i had a credit card but never spent anything on it… cancled it… and i have had a debit card for about 6 months… aaaand a bank acount for about 6 years… all with RBS… and to the other person.. dont roll your eyes at mee!!! o_O

Best answer:

Answer by ~Chrisi chic!~
only if you’ve bought something on credit (With a credit card)
* rolls eyes

Give your answer to this question below!

This entry was posted on Friday, January 20th, 2012 at 6:00 am and is filed under Credit Scores and Repair. You can follow any responses to this entry through the RSS 2.0 feed.

3 Responses to “do you have a credit report if your 18?”

  1. Manoj
    January 20, 2012 at 6:35 am

    do you have a debit card/ bank account? If so yes, you have x points given you never overdrafted and are financially responsible it should be around 200 because it hasn’t fully developed.

    #39853
  3. beautiful wife, beauitful life.
    January 20, 2012 at 8:25 am

    I think everyone has a credit report, I had credit cards that in my name but under my mom cards and that helped build my credit when I was younger.

    #39855

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