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Credit Scores and Repair

I have bad credit – if I open a new business, can I apply for a credit card that has “fresh credit”?

Saturday, February 4, 2012

Question by mobyisaparrothead: I have bad credit – if I open a new business, can I apply for a credit card that has “fresh credit”? I have bad credit history – if I open a business, and apply for a credit card, will they still pull my credit and still decline me, or will... »

Applying for a credit card that asks for “good credit”?

Friday, February 3, 2012

Question by Janice: Applying for a credit card that asks for “good credit”? According to charts in general I am listed as having “a fair credit score” creditcards.com says that the cards that I already own from my bank say I need “good credit”. As of today, I need Amex to shop in Costco... »

Is a credit score mandatory to function in this day and age?

Wednesday, February 1, 2012

Question by Ghetto-mobile: Is a credit score mandatory to function in this day and age? I’m not a fan of debt and live purely on cash and my checking account. Is it truly necessary to obtain a “credit score”? In my mind no credit history is better than any, because it says you don’t... »

What is “credit” ? ? ?

Monday, January 30, 2012

Question by : What is “credit” ? ? ? I’m 18 with a full time job and want get a home loan to buy a home someday. My friends tell me I need to have “credit” to get a home loan. What is “credit”? How do I build “credit”? What things make “credit” good... »

If I pay a collection agency for a 6 year old debt, will it change my credit report?

Sunday, January 29, 2012

Question by phillymac78: If I pay a collection agency for a 6 year old debt, will it change my credit report? I had Verizon Wireless in 2001, and I canceled (I thought I had served my time, but i guess not). So, a few months ago, I get a call from a collection agency,... »

My credit median credit score is 760. Shouldnt I be able to get the best rates available for a mortgage loan?

Saturday, January 28, 2012

Question by t_williams_1: My credit median credit score is 760. Shouldnt I be able to get the best rates available for a mortgage loan? When I tell a mortgage company about my credit score, it doesn’t seem to help any in getting the best rates available. How much does your credit score “HELP” you?... »

Declined bank account due to bad credit? What do i do?

Tuesday, January 24, 2012

Question by Lisa O: Declined bank account due to bad credit? What do i do? Im with Halifax and recently tried to open a bank account with them, that failed. So they said to appeal, which i did. Which also failed. I already have a cashcard account with them though? Its all due to... »

What Is A Good Credit Score – Exactly How Important Is It?

Monday, January 23, 2012

easybadcreditrepair.com Find out what is a good credit score and how it can either make or break your finances. Many people are checking on their credit score and applying for loans, not knowing there are a number of simple things you can do to increase your score. »

Can a US citizen living outside the US get a US credit score?

Sunday, January 22, 2012

Question by largemarge: Can a US citizen living outside the US get a US credit score? I have been living in NZ for 21 years so therefore most of my credit history is here. We plan on moving back to the US this year but I am unable to get a “credit score” online... »

do you have a credit report if your 18?

Friday, January 20, 2012

Question by Barry: do you have a credit report if your 18? hi… im 18, never owned a house or had debt with big companies… why do i keep getting spam emails offering my… “credit report”… im like… EFF you i aint… got one… urrg… do i have a credit report?? thank you second... »