Ok, so in 2004 I had a bankruptcy. I reaffirmed a debt. This means I agreed to pay still, right?
Question by MIss.understood: Ok, so in 2004 I had a bankruptcy. I reaffirmed a debt. This means I agreed to pay still, right?
And that I still own the property attached to the debt right? I have made every payment on it since. But my credit report always shows it “included in bankruptcy” and now, 6 years later, Why?
Best answer:
Answer by Common Sense
Thats how the lender reported it.. 6 years later it doesn’t matter at all.
Know better? Leave your own answer in the comments!
Contact the lender.
If you reaffirmed, and are current on your payments, then the credit report is wrong. File a dispute with the credit reporting agency.
If you have proof, you can dispute the item on your credit report. You can either write a letter to the creditor or the credit bureaus that are reporting. Most people have at least one or two errors on their credit reports.